Practice · Play · Earn XP

Arena

Daily puzzles, Mastery levels and challenges that open up as you finish learning paths. Everything here is single-player, and the XP counts on the same leaderboard as your lessons.

FinWord is open to everyone. Create a free account to save XP, take Mastery levels and unlock challenges.

Create free account

Daily

FinWord

Open now

Guess the 5-letter money word in 6 tries. Up to 30 XP once a day (with an account).

Play today’s word →

Mastery levels

Free account needed · 80% to pass

Level 1
Beginner
+50 XP first pass
Account needed
Create a free account to start.
Level 2
Intermediate
+100 XP first pass
Account needed
Create a free account to start.
Level 3
Advanced
+150 XP first pass
Account needed
Create a free account to start.
Level 4
Expert
+200 XP first pass
Account needed
Create a free account to start.
Level 5
Master
+300 XP first pass
Account needed
Create a free account to start.

Unlocked by learning paths

These open when you pass the matching learning path. None of them are released yet: they’re marked “Launching soon” until they are.

Weekly Challenges · Up to 100 XP a week

Weekly Budgeting Challenge
Launching soonNeeds Budget Basics
Not released yet. When it launches, it will need Budget Basics.
Weekly Credit Challenge
Launching soonNeeds Credit Mastery
Not released yet. When it launches, it will need Credit Mastery.
Weekly Investing Challenge
Launching soonNeeds Investing 101
Not released yet. When it launches, it will need Investing 101.
Weekly Banking Challenge
Launching soonNeeds Banking Basics
Not released yet. When it launches, it will need Banking Basics.

Money Missions · Up to 100 XP

Manage Your First Paycheck
Launching soonNeeds Budget Basics
Not released yet. When it launches, it will need Budget Basics.
Build an Emergency Fund
Launching soonNeeds Budget Basics
Not released yet. When it launches, it will need Budget Basics.
Choose the Right Bank Account
Launching soonNeeds Banking Basics
Not released yet. When it launches, it will need Banking Basics.
Manage Credit Responsibly
Launching soonNeeds Credit Mastery
Not released yet. When it launches, it will need Credit Mastery.
Create Your First Investment Plan
Launching soonNeeds Investing 101
Not released yet. When it launches, it will need Investing 101.

Simulators · Up to 300 XP

Budget Simulator
Launching soonNeeds Budget Basics
Not released yet. When it launches, it will need Budget Basics.
Portfolio Simulator
Launching soonNeeds Investing 101
Not released yet. When it launches, it will need Investing 101.
Business Simulator
Coming later
Opens with a future Entrepreneurship track.

How XP works (everywhere on Finpello)

New lesson: 20–25 XP, plus 5 bonus XP for all 5 right on the first try
Replaying a lesson: 5 practice XP, up to 50 a day
Match game, memory game, speed review: 10 XP the first time (10 for a review); replays are practice
Quiz: 10 XP per right answer (2×); retakes pay only for answers beyond your best
Final test: 25 XP per right answer (5×); retakes pay only for answers beyond your best
Weekly goals: 15 XP each, once a week
FinWord (Arena): 30 down to 5 XP by guesses, once a day; the 💡 hint costs 5
Mastery levels (Arena): 50 / 100 / 150 / 200 / 300 XP the first time you pass each

All XP counts on the weekly and all-time leaderboards and can only be earned once per reward. Resets: streak days at midnight UTC; weekly leaderboard and weekly goals at Monday 00:00 UTC; finword at midnight Texas time (US Central).

Achievements

0 of 22 earned

First Steps
Locked: Complete your first lesson.
Hundred Club
Locked: Earn 100 verified XP.
On a Roll
Locked: Learn 3 days in a row.
Flawless
Locked: Get all 5 right on the first try in a lesson.
Quiz Ace
Locked: Score 7 out of 7 on a track quiz.
Challenger
Locked: Complete a weekly goal.
Week Strong
Locked: Learn 7 days in a row.
Track Complete
Locked: Pass a full track: all lessons, the quiz and the final test.
Budget Master
Locked: Reach a 90% track score in Budget Basics.
Thousand Club
Locked: Earn 1,000 verified XP.
Budget Basics Graduate
Locked: Pass Budget Basics: every lesson, the quiz and the final test.
Credit Mastery Graduate
Locked: Pass Credit Mastery: every lesson, the quiz and the final test.
Investing 101 Graduate
Locked: Pass Investing 101: every lesson, the quiz and the final test.
Banking Basics Graduate
Locked: Pass Banking Basics: every lesson, the quiz and the final test.
Double Graduate
Locked: Pass two different tracks.
Finpello Master
Locked: Pass every track (4 of 4).
Word Wizard
Locked: Solve your first FinWord puzzle.
Vocab Vault
Locked: Solve 7 FinWord puzzles.
Mastery Starter
Locked: Pass the Beginner Mastery level.
Finance Scholar
Locked: Pass the Intermediate Mastery level.
Grand Master
Locked: Pass the Master Mastery level, the hardest one.
Path Explorer
Locked: Complete three learning paths.